Ripple Forms the XRPL Advisory Council to Shape the Future of XRP
John: Hey everyone, I’m John, a veteran writer for Blockchain Bulletin, where I break down the latest in Web3, crypto, and blockchain in straightforward English. Today, we’re diving into Ripple’s new XRPL Advisory Council, how it’s set to boost the XRP Ledger, and what it means for the future of this fast-moving tech. For readers who want a full step-by-step guide, you can also check this exchange guide.
Lila: Hi, I’m Lila, John’s curious assistant here to ask the questions you’re probably thinking! So, John, what’s this XRPL Advisory Council all about, and why should beginners care about it?
What is the XRPL Advisory Council?
John: Great question, Lila. The XRPL Advisory Council is a new group formed by Ripple to guide research and development on the XRP Ledger, focusing on areas like blockchain, DeFi, and even quantum computing. Announced on 2025-10-27, it’s part of Ripple’s University Blockchain Research Initiative (UBRI), bringing together academic experts to make the ledger more innovative and secure.
Lila: Quantum computing? That sounds super advanced—like something from a sci-fi movie. Can you explain what that means for crypto?
John: Absolutely, it’s like preparing your house for a future storm that hasn’t hit yet. Quantum computing could potentially crack current encryption methods, so this council is working on ways to make XRPL quantum-resistant. As of now, it’s helping Ripple stay ahead in a tech landscape that’s evolving rapidly.
Background on the XRP Ledger
John: Let’s step back a bit. The XRP Ledger, or XRPL, launched in 2012 as an open-source blockchain designed for fast, low-cost transactions—think settling payments in seconds for pennies. In the past, it powered Ripple’s cross-border payment solutions, processing over 2.5 billion transactions by 2023 alone.
Lila: Wow, that’s a lot of transactions! But what’s changed recently to make this council necessary?
John: Good point. As of 2025-10-29, XRPL has seen updates like a bug patch on 2025-04-23 for a flaw in its library, and the upcoming mainnet launch of an XRPL EVM sidechain in Q2 2025. These build on its history, making it more developer-friendly (and yeah, it’s got me excited—it’s like giving an old car a turbo engine upgrade!).
Key Members and Goals of the Council
John: The council includes top minds from universities like the University of San Francisco, which joined on 2025-10-28. Their goals? Advance DeFi tools, enhance security, and explore quantum research to future-proof the ledger.
Lila: DeFi—I’ve heard that term. Is it just fancy talk for decentralized finance?
John: Spot on, Lila—it’s like banking without the bank, using smart contracts for loans and trades. The council aims to make XRPL a go-to for institutional DeFi, with features like flexible tokens for things like bonds. Ripple’s also funding $1.5 million in grants, now backed by their stablecoin RLUSD, to support this work.
Recent Updates and Partnerships
John: Looking at the present, Ripple strengthened ties with academia on 2025-10-27 by launching this council and partnering with USF for XRPL studies. This follows earlier 2025 developments, like the release of lending tools on XRPL on 2025-02-26, allowing direct borrowing without banks.
Lila: Partnerships sound key. Any examples of how this helps everyday users?
John: Definitely—think faster remittances or loyalty programs. For instance, XRP’s value drivers include its use in global payments, with regulatory clarity boosting adoption. As of 2025-10-29, XRP trades at $2.61 USD, up amid these news, showing real-world impact.
Use Cases for the XRP Ledger
John: XRPL shines in real-world applications. Here are a few key use cases:
- Cross-border payments: Settles in 3-5 seconds, cheaper than traditional wires—perfect for sending money abroad.
- DeFi lending: New tools let users borrow directly on the ledger, no middleman needed.
- Tokenized assets: Represent real-world items like collectibles or bonds with built-in rules for privacy and compliance.
- Remittances and loyalty: As noted in recent reports, it’s driving efficiency in programs for everyday folks.
Lila: That’s helpful! So, it’s not just for big institutions?
John: Nope, it’s inclusive. Developers from the EVM ecosystem are joining via the sidechain, opening doors for more apps. (And if you’re into collectibles, imagine trading digital art seamlessly—almost as fun as swapping baseball cards!)
Risks and Safeguards
John: Of course, no tech is without risks. In the past, XRPL faced issues like the 2025-04-23 bug, but it was quickly patched. The council’s focus on cybersecurity and quantum threats is a big safeguard moving forward.
Lila: What about regulatory stuff? Crypto can be tricky there.
John: True—Ripple’s won clarity in the US, with XRP not deemed a security as of 2023 rulings. Now, with potential ETF approvals eyed for Q4 2025, safeguards like permission settings ensure compliance. Always research, folks—no financial advice here, just facts.
Looking Ahead to 2026 and Beyond
John: Peering into the future, the council could drive XRPL to handle trillions in on-chain assets, as Ripple’s cryptographer suggested on 2025-10-03. With the EVM sidechain launching soon, expect more innovation by 2026.
Lila: Exciting! Any tips for readers wanting to get involved?
John: Start by exploring XRPL.org for tools and docs. Keep an eye on updates—things move fast in crypto!
John: Wrapping up, this XRPL Advisory Council is a smart move by Ripple to blend academia with blockchain, potentially making XRP Ledger a powerhouse for DeFi and beyond. It’s encouraging to see such forward-thinking steps in a space that’s all about innovation. And if you’d like even more exchange tips, have a look at this global guide.
Lila: Totally agree—it’s like Ripple’s building a bridge to the future of finance. Thanks for breaking it down, John; beginners like me feel way more clued in now!
This article was created using the original article below and verified real-time sources:
- Ripple Forms the XRPL Advisory Council to Shape the Future of XRP
- Ripple Launches Advisory Council to Advance XRPL, DeFi, and Quantum Research
- Ripple Cryptographer: XRP Ledger ‘Uniquely Positioned’ for Trillions in On-Chain Assets
- Why XRP matters: 5 key factors driving its value beyond price